Sunday, November 17, 2013
Saving Social Security: Both the program and the larger concept of SOCIAL security.
My friend, Ben Rich, wrote the following comment on a post that I shared about Social Security:
This is a very serious problem, not only for our generation, not only for senior citizens (now). Think about our children, now working, looking toward their own retirement. I certainly think that people should save and invest. But, real incomes are in decline making it harder to save and invest. What will our children face after 30 - 40 years of work?
You are right, Ben. We really need to come at this problem from both ends. Workers used to have pensions; after working for forty years for a company, they had expectation of a modest pension and their Social Security. In other words, part of what might have been their "pay" went into company pensions and another part of their pay went into Social Security. CEO's made ten to fifteen times what an ordinary worker made.
Then, in the late 70's-early 80's, everything changed. People who had worked their way through the company from the stock room to the board room became irrelevant because knowledge of the particular business was supplanted by knowledge of "business," and rather than spending forty years with a company, top level executives could move from running a cardboard box manufacturer to a soda company to a pharmaceutical company without any knowledge of that particular business. More importantly, those changes were made more and more often so that the "boss" had no real familiarity with the company or its personnel. Employee loyalty was no longer valued, and the perks that helped to engender that loyalty, like pensions, health benefits, etc. were rapidly eliminated.
As a result, companies immediately had much more profit and fewer responsibilities to the employee. Rather than sharing this largesse with the workers, that increased wealth went to the management and stockholders. Then, under Reagan, corporate mergers, creative bookkeeping, and contract breaking under Chapter 11 bankruptcies, tax havens, drastically lower tax rates for corporations and the wealthy allowed even further erosion of income for the middle class and the working poor.
The so-called "market" has become a rigged game that has nothing to do with Adam Smith's conception of capitalism. Those at the top agree to give themselves an ever larger share of the pie while reducing everyone else's share, and they pay politicians to grease the wheels for this unjustified transfer of wealth.
The cap on Social Security at barely over $100,000 dollars has the average worker pay a significant percentage of their income into the pool while the truly wealthy pay a pittance in comparison. Furthermore, those who make much of their income from investments pay a much lower tax rate than those who do the work of this country. At present, companies are rewarded for outsourcing jobs or downsizing, when "downsizing" merely means those who are left do much more work for the same or less pay.
We need a real movement to regulate financial markets, make boards and CEO's responsible to both stockholders and employees, get unlimited anonymous money out of politics, make corporations and industries responsible for the actual damage that they do to the environment and prevent that damage from continuing, and drastically strengthen the social safety net for children, workers, retirees, the infirm, and the downtrodden. We need to stabilize the banking and financial industries so that fraud and foul play cannot jeopardize a lifetime of savings in one quick downturn. We need to control medical costs so that one illness cannot destroy a lifetime of savings. We need to have a fair wage so that people can even begin to accrue a lifetime of savings.
The irony and the tragedy of our current state of affairs is that we were on a hundred year run toward realizing these progressive ideals when we were train-wrecked thirty years ago by uncontrolled greed. We can set the train back on the tracks, but first, we have to realize that it has actually jumped the tracks. The current powers that be are doing their utmost to convince those of us on the train that despite all these bumps and crashes we are still on the tracks. A vast majority, of course, realize that the profiteers and exploiters are wrong, but we are not yet convinced that it is within our means to right ourselves. It is within our means to set things back on the correct, progressive path, but the longer we wait, the harder it will be.
Saturday, October 26, 2013
Don't Let the Cons Con You into Decimating Social Security
Tim McMullen
Thursday, October 24, 2013
A Nod to Walt Kelly & I Go Pogo—"We have met the enemy, and he is US!"
My last post on Facebook included a video about the media distortions and mob think to which we are so easily lead; when posted elsewhere, it got the response, "Well, I guess that's why the govt. sees us all as sheep."
My response— I think that you are right: many in the government do see the people as sheep. This story is the very opposite of government manipulation, but it may expose, as you suggest, why so many politicians and those who pull their strings think of us as such.
Although some jury awards have seemed overboard, and although frivolous or nuisance lawsuits can be used unfairly, the "Tort Reform" movement is cynically motivated by the same treacherous greed and perpetrated by the same corporate criminal interests that oppose all regulation of business. In a society ruled by true laissez faire (let business do whatever it wants with no government interference) and caveat emptor (let the buyer beware), the scoundrels and the sociopaths always have the upper hand.
Tort reform; deregulation; term limits; the "religious" right to refuse insurance protections to employees; union busting; the corporate right to intrude on employee's personal lives; gag orders in legal settlements; the absurd but shrewd idea that corporations are people and money is speech; the gutting of the Voting Rights Act; the unscrupulous purging of voter roles; the enactment of new registration and voting requirements that intentionally suppress voting; "No new taxes...ever!"; the cutting or eliminating programs for those in need while heaping incredible subsidies or bailouts on those who illegally foreclose on peoples' property or pollute and destroy the environment; unjustified and illegal wars pursued on false pretenses: All of these are part of the same movement, aided by the corporate controlled media, designed to decimate the middle class. A peasantry set at one another's throats for the few remaining crumbs really is a sensible goal for a ruthless, anti-social, plutocratic oligarchy.
The fact that so many of those elected to positions of power actually subscribe to a conflation of Ayn Rand's hypocritical social Darwinism and a misinterpretation of MIlton Friedman's "business has no moral responsibility except to make money" is due, for the most part, to the carefully cultivated cynicism, apathy, and cowardice of the American people who have come to care more about the new "American Idol," the latest "Survivor," or the latest irrelevant sexual scandal or lewd celebrity pictures on the net than they care about the running of our government or the welfare of our society and our world.
As a result of willful ignorance, intellectual ennui, and a nagging but indefinable sense of aggrievement, the populous is easily manipulated and roused to incomprehensible and often uncontrollable anger over calculated and intentionally distorted or spurious claims by demagogues (Ted Cruz being the latest puppet of the Right, though the left have theirs as well). After a few hours or occasionally even days of engagement, of course, the angry mob subsides to its disinterested apathy once again.
WE ARE the GOVERNMENT, but in so many ways we have allowed our selfishness, cowardice, ignorance, and apathy to turn over our responsibilities and our interests to those who care little for the actual needs of the country but for whom ruthless self-interest and self-righteous hypocrisy are most useful tools.
"The Greatest Threat to Democracy is Hypocrisy! Seek Truth! Speak Truth!" Tim McMullen
Friday, April 19, 2013
Another Short Story From the Past For the Present
Thursday, September 13, 2012
Healthcare and the "It's My Money" Argument
Monday, October 10, 2011
Celebrate Columbus Day by Taking Back America!
You have made the outrageous decision to squeeze even more money from a citizenry and clientele that is beleaguered by an economic downturn and innumerable accomplished and impending foreclosures, a downturn that was caused specifically by the fraud, deception, and malfeasance of banks, accounting firms, ratings companies, brokerage firms, and many corrupt corporations, yours included.
Charging your customers a $5 monthly fee to access money in their own account (money that you already make money on by holding it and loaning it) is beneath contempt.
I was a loyal B of A customer for many years, but I will have nothing more to do with your firm until your egregious gouging of customers ceases.
This latest outrage is the last straw. I am urging everyone on my social network and everyone on my blogs to find a local savings and loan for their banking needs and turn their back on vultures who prey on the vulnerable while stuffing themselves with ever more unconscionable profits and bonuses while stiffing customers and society at large. Furthermore, I am encouraging my contacts to encourage the same from all their contacts!
Without a radical change of course for your bank, we will prove that you are not too big to fail!
We do need a revolution, but a revolution brought about by thinking, not guns; a revolution brought about by wisdom, not clichés and obfuscating talking points; a revolution through moral behavior, not mindless violence; a revolution in values, not the false values designed to disenfranchise or subdue others, but a true valuing of the individual AND the society that allows the many to prosper and not just the few.
As the great Gil Scott-Heron said, "The revolution will not be televised." Why? Because we have allowed the corrupt few to steal our media and our political system for a "free marketing, deregulating" lie.
It is time to take our institutions back.
Government is not our enemy. But a government controlled by corrupt corporations and the politicians who do their bidding is by far our biggest danger. No group of terrorists world wide could wreak such havoc on our society or the world as the destruction we have allowed these corporate vultures to rain down on us with absolute impunity. And everyday, their political lackeys and media mouthpieces propose ever greater outrages.
The revolution may not be televised, but it can be organized and energized, and it is time that we do our part to help bring down this false prophet, PROFIT! Prosperity? Absolutely! But profiteering, like the pirates of old, must be stopped cold. We must rid our society of banksters and profiteers. Fair wages; equal protection under the law; health, safety, and a clean environment: these are the things that a fair and functional society can provide. However, these are the very things that are anathema to a system based on the perpetual degradation and exploitation of the many for the protection and profits of the few. This oligarchy needs to fall and be replaced by a new vision and model of governance practicing real American values of rewarding hard work, seeking to ensure fair treatment, and balancing the rights of the individual and the society to the mutual benefit of both.
Truth...Justice...these really have been taken away from us, or rather, we willingly gave them up for the dangling carrot of personal profit over honesty, integrity, and conscience. We have created several generations who believe only in the first half of the Golden Rule, "Do Unto Others!", and we have been sold the idea that "As you would have them do unto you," is bad for business. Well, if that is true, then it's a bad business that we are in!
We don't need a Superman, we just need to be real Americans again. Our kryptonite has been selfishness, greed, and a disregard for our fellow man (Yes, on this Columbus Day, I know that our history is rife with the antithesis of my "real American society," filled with the repeated intrusion of this Kryptonite, but history has also shown a slow, but steady progress and evolution toward the ideals of Truth and Justice, and despite this latest, thirty-year set back, we can help to restore that progress by joining the fight.
Whether you are of the 99% or the 1%, I encourage you to join the fight to restore integrity to our system.
"The Greatest Threat to Democracy is Hypocrisy! The Greatest Threat to Hypocrisy is Democracy! Seek Truth! Speak Truth!" Tim McMullen
Friday, May 27, 2011
Demand that the President "Seek Truth" & Corporations "Speak Truth!"
Saturday, March 5, 2011
Through the Looking Glass—The Irrational Assault on America
Monday, August 16, 2010
Why I am Voting in the Next Election...An Answer to a Democratic Query
I am voting in the next election and in every election because "The Greatest Threat to Democracy is Hypocrisy!" I want the United States to regain a commitment to its original vision, and I want the Democratic Party to return to its own most important principles. The writers of the Declaration of Independence removed "the protection of property" and replaced it with "the pursuit of happiness" because they realized that the defense of property and the inevitable domination by wealth would trump all of the other more fundamental rights and principles.
Since the 80's, the Democratic Party has been complicit in elevating the interests of corporations and the wealthy while decimating the interests of workers. Milton Friedman's proudly immoral stance on the lack of corporate responsibility, and the fact that his philosophy has been ruthlessly championed by both parties, has lead us to our present precipice. Recent and repeated capitulation by Democrats has gutted each piece of legislation intended to help the people.
Capitulation on principles over the last forty years has ultimately led us to the bald-faced absurdity, though perfectly Friedmanesque decision, of Citizens United v. Federal Election Commission. Democrats and the American people have allowed unfettered media deregulation and general political discourse to be dragged so far to the right that it is no longer about evening the playing field; it's about allowing workers and the common man to even be in the game.
Corporate tax breaks, tax shelters, deregulation, unchecked fraud and corporate handouts have allowed trillions of dollars to be taken from the working class in the form of unprotected job loss created by outsourcing and so-called "improved efficiency"; by the elimination of pensions and reduction or elimination of healthcare; by laws designed to allow and encourage union busting; by the creative use of "bankruptcy" to break union contracts and to reduce workers' rights and benefits; by unconscionable CEO compensation; and by reductions to basic governmental protections and services, ad infinitum, while putting these trillions in the hands of a miniscule percentage of the wealthiest.
It is important to vote and to speak out on these issues in order to allow America to regain its moral integrity and reclaim its international stature.
I reiterate my motto, “The Greatest Threat to Democracy is Hypocrisy! Seek Truth! Speak Truth!”
Tim McMullen
Thursday, August 12, 2010
Saturday, May 29, 2010
To the FCC: Stop Media Giants & Corrupt Politicians from Hijacking the Internet
The FCC has recently made several important and courageous decisions that have begun to reassert the right of the American people to protect their access to information and to end the unregulated abdication of the people's authority in deference to the whims and greed of corporate control.
A blatantly hypocritical, actively reactionary, politically motivated, and newly-emboldened Supreme Court recently handed down a bizarre and logic-twisting decision taking away a fundamental right of the citizenry to control their own political process as well as their right to regulate corporations while handing corporate America the ability to completely subvert the democratic process and dominate, if not destroy, free and open elections in America.
Not being satisfied with having spent forty years purchasing this morally and intellectually corrupt Supreme Court, these ever more rapacious corporations and ruthless ideologues have taken their game plan one step further.
Having decimated our public media and turned it into patently partisan infotainment through the thoroughly discredited process of deregulation and consolidation, they now have their eyes set on the latest and last bastion of open information and communication, the internet.
Dozens of elected politicians who have been further terrified or emboldened by this crass carte blanche handed to some of America's most morally corrupt corporations, have been cajoled, as a result of the peddling of influence, into supporting the further erosion, decimation, and perhaps elimination of this last venue for honest intellectual and political discourse.
These politicians, whose campaigns and loyalty have been purchased by corporate spending, due to our perverted system of campaign finance now further distorted by the most recent judicial fiat of the Supreme Court, do not speak for the people of the United States. They clearly represent only the interests of their financial backers.
No reasonable, fair-minded person purporting to represent the interests of their constituents or the American people could pretend that the complete control of the internet by media giants and communication conglomerates serves the needs of the populace or of a democracy. Perhaps it does meet the needs of the "constitutional republic," as the Texas State School Board now insists it be called in order to overtly denigrate "democrat" in favor of "republic-an" in another example of the flagrant distortion and politicization that can be wrought through the control of information and the power of publishing.
As you well know, this tiny minority of Congressional shills does not speak for the millions of Americans who have participated in a lengthy, hard-fought, uphill battle to convince the FCC and Congress to protect an open Internet and to facilitate universal access.
Once again, the FCC must stand up to these crass and corrupting commercial interests, assert its Title II authority, and fulfill its duty by protecting the right of the American people to an open and democracy-empowering Internet.
“The Greatest Threat to Democracy is Hypocrisy! Seek Truth! Speak Truth!”
Tim McMullen
Consider adding your voice to the campaign at http://www.savetheinternet.com/
